Q：
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If the insurance company in Taiwan fails to pay the insurance premium and the insured person is hospitalized due to injury or illness, can he apply for injury or illness benefits?
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A：
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The insured unit has been temporarily refused to pay by the Labor Insurance Bureau due to unpaid insurance premiums. If the insured person has withheld or paid part of the insurance premiums to the insured unit, during the period of payment or withholding, if the insured person is eligible for injury or illness, If the benefits claim requirements are not met, the insured can still apply for injury or illness benefits in accordance with regulations.
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Q：
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What are the qualifications for claiming disability benefits in Taiwan?
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A：
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The insured is injured or suffers from a disease. After treatment, the symptoms are fixed, and the treatment effect cannot be expected after further treatment. The insured is diagnosed as permanently disabled by the hospital and meets the disability benefits standards.
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Q：
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If the insured person applies for disability annuity benefits and has a spouse and children, can he receive additional dependents allowance? What are the conditions for additional issuance?
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A：
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Because it is considered that the insured person is disabled for life and cannot work. If he is the main financial supporter of the family, once an accident occurs, the life of his spouse or children who originally relied on him for survival will be affected, so he should apply for disability annuity benefits. If you have a qualified spouse or children, you can also apply for "dependents subsidy", with an additional 25% for each person, up to a maximum of 50%.
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Q：
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An insured person under Taiwan Labor Insurance is over 60 years old and has been insured for more than 20 years. He is in a vegetative state after treatment due to cerebral hemorrhage. Can he claim for old-age annuity and disability annuity benefits respectively?
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A：
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According to the regulations of the Taiwan Labor Insurance Bureau, various annuity benefits can only be claimed by one of the options. That is, the insured can only claim for the old-age annuity or disability annuity benefits, but not both at the same time.
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Q：
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If the insured is severely disabled, regardless of whether he receives a lump-sum disability benefit or a disability annuity benefit, if he dies in the future, he will not be able to claim the death benefit again?
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A：
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If the insured person's disability status meets "lifelong inability to work", if he has insured years before January 1, 2009, and chooses to receive a lump-sum disability benefit, when he dies in the future, his beneficiary is not allowed to apply again. Receive a survivor's annuity or survivor's allowance. However, if you choose to receive disability annuity benefits, when you die in the future, your beneficiary can choose to claim a survivor's annuity (half of the disability annuity payment standard will be paid) or claim a lump sum disability benefit minus the total disability annuity benefits received. the difference.
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FAQ
