Q：
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Is it possible to postpone the payment of housing fund due to the poor operating condition of the unit?
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A：
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For units that have difficulties in pay housing fund, they can reduce the contribution ratio or delaying the payment after approval by the staff and workers' congress or trade union of the unit and examination, or approval by more than 2/3 of all staff and workers if there is no staff and workers' congress or trade union, and after examination by the management centre and approval by the management committee at the same time.
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Q：
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How long does it take to approve deferred payment of housing fund?
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A：
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The examination and approval of the unit's application for reducing the contribution ratio or delaying the payment of housing fund shall be completed within 30 days from the date of receipt of the unit's application.
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Q：
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How long is the time limit for delaying the payment of housing fund?
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A：
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The application period for reducing the contribution ratio or delaying the payment of housing fund shall not exceed one year each time. If the unit cannot resume the normal payment and needs to continue to reduce the contribution ratio or delaying the payment, it shall go through the renewal procedure within one month before the maturity.
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Q：
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What should the unit do after the application for deferred payment of housing fund expires?
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A：
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Units that have deferred payment of housing fund should make up for the deferred payment of housing fund after the economic benefits of the unit improve. If the unit terminates the labor relationship with the employee during the deferred payment period, the outstanding housing fund should be deposited into the employee's personal housing fund account.
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Q：
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Under what circumstances does the unit need to make up for the housing fund?
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A：
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If the unit is merged, divided, abolished, dissolved or bankrupt, it shall make up for the unpaid and underpaid housing fund for the employees.
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FAQ
