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FAQ on Employment Injury Insurance

Answer
Q: Where should employers claim for employment injury insurance?
A: For employers whose registration location is different from actual operation location, should claim employment injury insurance for employees at the place of registration in principle. For employee that have never claimed such insurance, the employer should claim for them at the place of actual operation.
Labour dispatching companies should claim such insurance for its workers according to the Regulation of Labour Dispatch (Temporary). Construction companies claim insurance on per project basis should claim employment injury insurance at the place of project.

Q:
Should “hourly rate workers” claim employment injury insurance?
A:
The employers of non-full-time workers should claim and pay employment injury insurance on the base of regulated salary and rate. If employers fail to do so, they should cover the expenses when workers are injured according to the Regulation of Employment Injury Insurance.

Q:
What are the required document for injured workers to file medical care in places other than employment injury insurance claiming and prepaying location?
A:
If employees get injured in work but while have valid employment insurance and live in other cities (besides employment injury insurance claiming and prepaying location) in mainland China for over half a year, they can go to any prefecture-level hospitals that in the list of agreed employment injury medical institution in the residing location for work-related injury. They are required to fill in the Form of Residency (Medical Treatment) of Employment Injury Employees of Guangdong Province. The local social insurance bureau shall approve within one working day if the employees provide following documents and the application is in accordance with the regulations:
Copy of household registration, when the household registration is same as the habitual location;
Copy of residence permit issued by local public security organizations shall be provided for those who live in other provinces for more than half a year;
Employment or labour contract, when working at places other than household registration location.

Q:
What the beneficial treatment of employment injury insurance for non-full-time workers injured during insurance claiming period?
A:
For non-full-time workers injured during insurance claiming period, the beneficial treatments should be provided according to the Regulation of Employment Injury Insurance and the Regulation of Employment Injury Insurance in Guangdong Province.

Q:
When workers having occupational injuries, is it possible to have sick leave salary?
A:
According to the Regulation of Employment Injury Insurance in Guangdong Province, workers injured cannot continue their job duty due to occupational reasons, the salary and other employment benefits should not be affected during the recovery period.
The period of off-duty recovering depends on the treatment providing institution and the injury level of the worker, normally within 12 months. When the off-duty recovering period is expected to extend due to severe injury or special circumstances, a written explanation should be given to the employer, as well as other proving document. The extension on paid off-duty recovering period should be within 12 months.

Q:
Does it count as employment injury if hit by a bike during commute?
A:
According to the Regulation of Employment Injury Insurance, it is employment injury if happened in accidents of public transportation, fury, railway or in the transportation accidents that the main response holders are other people.

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