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Q：
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What are the eligibility requirements for claiming occupational accident survivor benefits?
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A：
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If the insured individual passes away due to an occupational accident or illness during the active coverage period, the person responsible for covering the funeral costs may apply for a funeral grant. Additionally, if the deceased leaves behind a spouse, children, parents, grandparents, grandchildren under their case, or siblings dependent on them, they may be eligible to apply for a survivor annuity. If the insured person first joined after January 1, 2009, and the survivors do not meet the criteria for the survivor annuity, they may claim a one-time survivor payment instead. Those insured prior to January 1, 2009, may also choose a one-time survivor benefit payment.
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If the insured individual pass away while receiving a full or severe disability pension, their survivors may also be eligible to claim the survivor annuity.
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Q：
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What is the order of priority for claiming occupational accident survivor benefits?
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A：
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Funeral grant: the individual who covers the funeral expenses has the priority to claim
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Survivor annuity, one-time survivor payment, and survivor benefit: the order of priority for these benefits is as follows: 1. Spouse and children, 2. Parents, 3. Grandparents, 4. Grandchildren dependent on the insured individual, 5. Siblings dependent on the insured individual
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Q：
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What is the payment standard for the funeral grant under occupational accident survivor benefits?
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A：
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The funeral grant is calculated based on the average monthly insured salary over the six months leading up to and including the month of the insured individual’s death. The grant is typically equivalent to five months’ worth of the average monthly insured salary. However, if there are no eligible survivors, the person who paid for the funeral expenses may receive 10 months’ worth of the average monthly insured salary as a funeral grant.
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Q：
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What is the payment standard for the survivor annuity under occupational accident survivor benefits?
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A：
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If the insured individual pass away while covered by insurance: the survivor annuity will be 50% of the average monthly insured salary calculated from the six months leading up to (and including) the month of the insured person’s death.
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If the insured individual pass away while receiving a full or severe disability pension: the survivor annuity will be calculated as half of the disability pension amount the insured was receiving.
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Additional allowance for multiple dependents: if there are two or more survivors in the same priority level, an additional 10% is added for each extra dependent with a maximum of a 20% increase.
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Q：
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What is the payment standard for the one-time survivor payment and survivor benefit under occupational accident survivor benefits?
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A：
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The one-time survivor payment and survivor benefit are calculated as a lump sum equivalent to 40 months of the average monthly insured salary based on the six months leading up to and including the month of the insured individual’s death.
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