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Regulations of the National Health Insurance Premium Subsidization for the Unemployed Insured Person and Their Dependents

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Q: If someone has already fully received the unemployment benefit and then applies for parental leave allowances, how is their employment insurance seniority calculated?
A: For individuals who have received the full six to nine months of unemployment benefit, their employment insurance seniority is reset to zero. If they become reemployed and wish to apply for parental leave allowances, the calculation of employment insurance seniority will restart from the day the are re-enrolled in the insurance after receiving the full unemployment benefit. They must accumulate at least one year of the employment insurance seniority in total before they are eligible to apply for parental leave allowances.

Q: If someone is employed by two different insurance-contributing employers at the same time, how should they apply for parental leave allowances, and will their insured salaries be combined for calculation?
A: No, they will not be combined. According to the Gender Equality in Employment Act, if an insured person is employed by two insurance-contributing employers simultaneously and both employers grant parental leave, the person can apply for parental leave allowance if they meet the eligibility requirements. However, they can only choose one employer to handle the application process and must also submit proof of parental leave from the other employer. When calculating the average monthly insured salary for the allowance, if there are 2 or more monthly insured salaries in the same month, only the highest monthly insured salary for that month will be averaged with the insured salaries of other months. The salaries cannot be combined for calculation.

Q: What are the subsidy months under the regulations of the national health insurance premium subsidization for the unemployed insured person and their dependents?
A: During the period when an unemployed insured person receives unemployment benefits and vocational training living allowances, the Labor Insurance Bureau fully subsidizes the health insurance premiums that the inured person and their dependents are responsible for paying. The subsidy applies to the month in which the last payment is received.
Example 1: An insured person registers for job-seeking on March 1. The employment service agency completes the unemployment certification on March 15. After review, the Labor Insurance Bureau approves unemployment benefits from March 15 to April 13. The Bureau also subsidizes the national health insurance premiums for the insured person and their dependents for the month of April.
Example 2: An insured person is recommended by the employment service agency to participate in full-time vocational training starting on April 8. After the insured person completes 30 days of training, the Labor Insurance Bureau reviews and approves the vocational training living allowances from April 8 to May 7. The Bureau also subsidizes the national health insurance premiums for the insured person and their dependents for the month of May.

Q: If someone resigns and is removed from insurance coverage at age 45 or older, or if they have a disability, they can receive unemployment benefits for up to 9 months. Is the national health insurance premium subsidized for up to 9 months as well?
A: Yes, the subsidy for national health insurance premiums is provided based on the number of months unemployment benefits are received, for a maximum of 9 months.

Q: Can supplementary health insurance premiums be subsidized by applying to the Labor Insurance Bureau?
A: No, they cannot. According to the regulations of the national health insurance premium subsidization for the unemployed insured person and their dependents, the supplementary insurance premiums calculated based on the rates set by the National Health Insurance Act are not eligible for subsidies.

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