Q：
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Can an adopted child claim their biological parent’s funeral allowance?
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A：
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After a person is adopted, although the biological relationship with their birth parents is not terminated, the rights and obligations regarding claims are ceased due to the adoption. Therefore, an adopted child cannot claim a death and funeral allowance from their biological parents.
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Q：
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Can the insured claim Taiwan’s funeral allowance if their birth mother passes away after remarrying?
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A：
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If the insured has not been adopted by someone else, they can claim the funeral allowance for their birth mother.
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Q：
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Can the insured claim Taiwan’s funeral allowance upon the death of their stepparents?
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A：
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Before the amendment of Taiwan’s regulation on June 5,1985, if the insured was under 7 years old at the time of their birth parent’s marriage to the stepparent and was raised and registered in the same household by the stepparent since childhood, or if there is documentary evidence indicating that the stepparent had intended to adopt the insured as their child, they can be regarded as adoptive parents. In such cases, the insured can claim the funeral allowance. Those who have not undergone formal adoption registration cannot claim the allowance.
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Q：
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Can an insured person in Taiwan claim the death and funeral allowance for the death of their in-laws or parents-in-law?
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A：
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An insured person’s relationship with their in-laws or parents-in-law is through marriage, which is not included in the list of relatives eligible for funeral allowances under labor insurance regulation. Therefore, they cannot claim the allowance.
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Q：
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If an insured person passes away in Taiwan, during the effective insurance period and qualifies for old-age benefits, and the beneficiary chooses to claim these old-age benefits, if covered by labor insurance, can their family members claim the survivor benefits?
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A：
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If the insured passes away during the effective insurance period and the beneficiary chooses to claim the higher amount of old-age benefits, since this essentially remains a death benefit, their family members cannot claim survivor benefits based on the insured’s status.
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FAQ
