|
Q：
|
If someone is unable to pay their insurance premiums due to their financial situation, what should they do?
|
|
A：
|
In principle, insurance premiums can be paid retroactively within 10 years. Therefore, if someone is temporarily unable to pay due to a lack of income, they can make the payment later. However, interest will be added for the period of delayed payment.
|
|
Q：
|
What should one do if they have unpaid premiums but need to claim national pension insurance benefits?
|
|
A：
|
Before claiming benefits, the outstanding premiums must be paid. If the premium remains unpaid, the Labor Insurance Bureau will temporarily refuse to process the claim in accordance with regulations.
|
|
Q：
|
I do not want to participate in the national pension insurance. Can I opt out of paying premiums?
|
|
A：
|
The national pension is a mandatory social insurance, so participation cannot be decided based on personal preference. If premiums are not paid, the insurance years will not be counted, and no benefits can be received in the future.
|
|
Q：
|
If the insured person does not pay the premiums, will the spouse be penalized?
|
|
A：
|
According to the National Pension Law, the spouse is jointly responsible for paying the National Pension premiums. If the premiums remain unpaid even after a remainder, the spouse will be subject to a fine.
|
|
Q：
|
I am already receiving the Indigenous People benefits. Why do I still need to pay the national pension premiums?
|
|
A：
|
The Indigenous People benefits are only provided until the month before turning 65. Therefore, Indigenous individuals aged between 55 and 65, who meet the eligibility criteria for national pension insurance, are still required to pay the national pension premiums on time, even if they are already receiving the Indigenous People benefits.
|
FAQ
