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Q：
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What subsidies can be applied for if a worker who is not enrolled in occupational incident insurance experiences a work-related accident?
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A：
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Workers who are not enrolled in the Occupational Accident Insurance as required by the Labor Occupational Accident Insurance and Protection Act, whether employed or self-employed, are not eligible for occupational accident insurance benefits. However, if they suffer from work-related accident leading to disability or death, they may apply for subsidies such as the occupational accident disability subsidy and the death subsidy for uninsured workers.
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Q：
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What are the eligibility requirements to apply for the occupational accident disability subsidy for uninsured workers?
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A：
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Those who suffer from occupational injuries and illnesses and become disabled, and the degree of disability meets the requirements from Level 1 to Level 10 specified in the Appendix of Article 3 of the Labor Insurance Disability Benefit Standards.
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Q：
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What are the criteria for determining the payment amount for the Occupational Accident Disability Subsidy for uninsured workers?
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A：
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The payment is based on the worker’s insured salary, divided by 30. The amount is then determined by the disability grade, with up to 1,800 days of payment for Grade 1 and a minimum of 330 days for Grade 10.
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Q：
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What are the eligibility requirements to apply for the Occupational Accident Death Subsidy for uninsured workers?
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A：
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Workers who are not enrolled in the Occupational Accident Insurance as required by the Labor Occupational Accident Protection Act, and who die from a work-related injury or illness after the Act is enforced, may have their surviving spouse, children, parents, grandparents, and grandchildren (dependent on the worker), or siblings apply for the subsidy.
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Q：
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What are the criteria for determining the payment amount for the Occupational Accident Death Subsidy for uninsured workers?
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A：
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The payment is calculated based on the monthly insured salary from the Occupational Accident Insurance salary grading table (Level 1), with a one-time payment of 45 months’ worth of salary.
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If the worker has already received disability benefits for the same work-related injury or illness, the surviving family members can only claim the death subsidy for the difference between the disability benefits already received and the death subsidy amount.
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FAQ
