Q：
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If I am injured and hospitalized, will Taiwan’s labor insurance subsidize me?
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A：
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According to the regulations of the Labor Insurance Bureau, the insured may be exempted from paying the insured's portion of the insurance premium during the period when he or she is unable to receive wages or loses income when claiming injury or illness benefits or hospitalization medical benefits.
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Q：
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When I applied for Taiwan Labor Insurance salary adjustment in January, why did the insurance premiums not increase or decrease in that month? And why is the unit burden amount listed on the payment slip greater than the unit burden amount on the "Insurance Premium Sharing Amount Table"?
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A：
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The insured unit handles insured salary adjustments for its employees, which will take effect from the 1st of the month following the declaration date.
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(1)
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The unit burden amount stated in the "Insurance Premium Sharing Amount Table" does not include labor occupational accident insurance premiums.
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(2)
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The insurance premium is calculated based on the actual number of days of insurance enrollment in the month, from the day of enrollment to the date of surrender.
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Q：
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I have not received Taiwan labor insurance benefits. Can I apply for a refund for the labor insurance premiums I paid?
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A：
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The insured under labor insurance enjoys labor insurance related protections during the insurance period. Even if no insured accident occurs, the insurance premium paid cannot be refunded.
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Q：
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When applying for Taiwan’s elderly benefits, does the insured need to submit a surrender form at the same time?
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A：
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Yes. Those who claim old-age benefits in accordance with the labor insurance regulations should handle resignation and withdrawal of insurance.
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Q：
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The insured continues to be covered by the Taiwan Labor Insurance in the old company due to layoff and redundancy, and later returns to work and participates in the labor insurance in the new company. If he is not sure whether he can continue to work in the short term, is it unnecessary to cancel the part of the insurance originally covered by the Labor Insurance Bureau?
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A：
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If the insured who was laid off and laid off is re-employed after renewing his insurance, he should apply for insurance coverage on the re-employed insurance policy on the day he takes up the job. The part of the insured who was laid off and laid off and continued to join the insurance after being laid off and laid off by the Labor Insurance Bureau must be Handle surrender.
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FAQ
