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Q：
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Is there any change in the fine amount for enterprises that fail to handle housing fund contribution registration within the time limit?
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A：
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The fine range has been significantly raised from the original 10,000 to 50,000 yuan stipulated in the old regulations to 50,000 to 300,000 yuan. Enterprises need to complete the compliant contribution registration in a timely manner.
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Q：
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Has the nationwide mutual recognition of housing fund across different regions been implemented?
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A：
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The new regulation of the regulations clearly stipulates that the mutual trust and mutual recognition of nationwide housing fund contribution records have been realized, making it more convenient for employees to go through cross-regional transfer and continuation procedures as well as apply for cross-regional housing fund loans.
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Q：
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What consequences will employees face if they fraudulently withdraw their housing fund?
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A：
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The new regulation of the regulations clarifies that the disciplinary target is the employee himself/herself who makes the irregular withdrawal. The offender will be prohibited from withdrawing housing fund and applying for housing fund loans for 3 years, and the enterprise will not be held responsible.
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Q：
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Has the approval speed of housing fund loans become faster?
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A：
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The review time limit for housing fund loans specified in the new regulation of the regulations has been shortened from 15 days in the old regulation to 10 days, which notably reduces the waiting period for employees applying for loans.
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Q：
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Do enterprises still need to issue and stamp a certificate for employees to withdraw housing fund for renting houses?
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A：
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The new regulation of the regulations directly removes the link where the employer verifies and issues the withdrawal certificate. Employees can apply for the withdrawal of their housing housing fund on their own without additional cooperation from the enterprise.
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