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Q：
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I am currently enrolled in farmer insurance. Can I participate in national pension insurance?
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A：
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Those who are enrolled in farmer insurance are not eligible to participate in the national pension insurance, nor can they voluntarily enroll in it.
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Q：
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Can I withdraw from farmer insurance and switch to the national pension insurance?
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A：
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If you meet the eligibility requirements for both farmer insurance and national pension insurance, you have the option to withdraw from farmer insurance and switch to national pension insurance. If you have already withdrawn from farmer insurance and meet the eligibility criteria for national pension insurance, the Labor Insurance Bureau will automatically enroll you in the national pension insurance.
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Q：
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Will the years of service from farmer insurance be included in the calculation of national pension insurance years?
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A：
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Since farmer insurance and national pension insurance are separate insurance systems, the years of service from farmer insurance cannot be included in the calculation of national pension insurance years.
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Q：
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Which insurance premium is higher, farmer insurance or national pension insurance?
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A：
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Generally speaking, the premium for farmer insurance is lower, unless the individual belongs to a low-income household, middle-low-income household, or has a disability, in which case the premiums may differ.
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Q：
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Which insurance provides more benefits, farmer insurance or national pension insurance?
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A：
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The two-insurance systems offer different types of coverage. Farmer insurance provides benefits for childbirth, disability, and funeral expenses. Additionally, if you meet the eligibility requirements, you can receive the elderly farmer allowance at the age of 65. On the other hand, national pension insurance provides benefits for childbirth, old-age pension, disability pension, survivor’s pension, and funeral expenses.
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FAQ
