Q：
|
Can one claim a funeral allowance if they pass away while receiving the old-age pension benefit in Taiwan?
|
A：
|
One cannot claim a funeral allowance in addition to the old-age pension benefit.
|
Q：
|
In Taiwan, if an insured person is assessed as having life-long work incapacity, receives permanent disability benefits, and is subsequently deregistered from insurance by the Labor Insurance Bureau according to the law, can they or their beneficiaries still claim survivor benefits if they pass away within a year after the insurance coverage ends, due to the same injury or illness and its related diseases that occurred during the valid insurance period?
|
A：
|
-
If an insured person pass away while receiving a permanent disability pension, their survivors may claim the survivor annuity benefit according to the regulations of the Labor Insurance Bureau or opt for a lump-sum claim of the permanent disability benefit minus the total amount of the annuity benefits already received.
-
If the insured person pass away after receiving a lump-sum permanent disability benefit, they cannot claim the survivor benefit for the insured individual through labor insurance, as the insurance coverage has already ended.
|
Q：
|
When transferring the survivor annuity benefit to an overseas account in Taiwan, a transaction fee is deducted. Can the Labor Insurance Bureau reduce the amount deducted for these fees?
|
A：
|
According to the Labor Insurance Bureau’s regulations, insurance payments should be directly transferred into the beneficiary’s account. If the claimant of the survivor annuity benefit does not have a registered residence and bank account in Taiwan, they may apply to the bureau for a semi-annual payment to reduce the burden of monthly international transfer fees.
|
Q：
|
After the Taiwan Labor Insurance insured person surrenders the insurance, he or she can claim disability annuity benefits during the validity period of the National Pension Insurance and the labor insurance years will be counted. If the insured person passes away within a year after the labor insurance withdrawal and complies with the regulations of the Labor Insurance Bureau, how should the labor insurance survivor benefit be distributed?
|
|
A：
|
-
When the survivors choose to claim a lump-sum survivor allowance according to the labor insurance regulations, the amount should be paid after deducting the total amount of benefits previously paid for the combined labor insurance seniority.
-
If the survivors opt to receive the survivor annuity according to labor insurance regulations, the annuity should only be paid after the total amount of benefits for the combined labor insurance seniority has been fully deducted.
-
According to the Labor Insurance Bureau’s regulations, if the survivors have already received the funeral allowance from the national pension insurance, they cannot claim the funeral allowance for the insured individual’s death.
|
Q：
|
In Taiwan, if an insured person suffers from severe disability, is it the case that regardless of whether they choose to receive a lump-sum disability benefit or a disability pension benefit, do their beneficiaries cannot claim a death benefit upon their death in the future?
|
|
A：
|
If the insured person’s disability meets the criteria for “benefit for life-long work incapacity,” and they choose to receive a lump-sum disability benefit (with insurance seniority before January 1, 2009), their beneficiaries cannot later claim a survivor annuity or survivor allowance upon the insured person’s death. However, if the insured person opts for the disability pension benefit, upon their death, their beneficiaries may choose to claim either the survivor annuity or a lump-sum payment calculated by deducting the total amount of disability pension benefits already received.
|
FAQ
