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Q&A Regarding Housing Fund Contribution of Foreign Invested Enterprises

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Q:
Do foreign invested enterprises need to deposit housing fund for their employees?
A: Yes. According to the regulations, all units established according to law should pay housing fund for their employees. These units include state organs, state-owned enterprises, urban collective enterprises, foreign invested enterprises, urban private enterprises and other urban enterprises, institutions, private non enterprise units and social organizations.

Q:
How do the newly established foreign invested enterprises register and open housing fund accounts and deposit housing fund? Is there a time limit?
A:
Newly established foreign invested enterprises should register with the Housing Fund Management centre within 30 days from the date of establishment, and go through the procedures for the establishment of housing fund account for the employees of the unit within 20 days from the date of registration.a

Q:
Can Hong Kong, Macao and Taiwan citizens or foreigners who are employed in Beijing attend housing fund program?
A:
According to the regulations, citizens of Hong Kong, Macao and Taiwan and foreigners who are employed in China mainland can voluntarily attend the housing fund program.

Q:
Should the housing fund of labour dispatch personnel be paid by the employing unit or by the dispatched unit?
A:
For labour dispatch personnel, the part of housing fund to be contributed by the unit shall be determined by the employer and the dispatching unit through consultation. If the payment is made by the employer in accordance with the dispatch agreement, the employer shall bear the payment and deposit responsibility; if the dispatch agreement stipulates that the payment and deposit are made by the dispatching unit, the dispatching unit shall bear the payment and deposit responsibility. If there is no provision in the dispatch agreement, the two parties shall negotiate and resolve it. If negotiation fails, it can be resolved through judicial channels.

Q:
How many ways are there to pay for housing fund?
A:
There are four ways for housing fund deposit, which are entrusted collection, check for transfer, bank remittance and cash payment. As the contribution of housing fund is a regular business, for the convenience of the unit, Kaizen suggest that the unit should adopt the method of entrusted collection, which is also known as “auto-payment”.

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