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Perkhidmatan Korporat - Taiwan

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Calculation of Survivor Pension Benefits

Jawapan
Q: If the insured person passes away during the National Pension coverage period, how much survivor pension can be claimed?
A: The monthly benefit is calculated based on the formula: 19,761 x insured years of service x 1.3%.

Q: If the insured person passes away while receiving old-age pension benefits, how much can a survivor pension be claimed?
A: A monthly benefit equal to one-half of the original old-age pension amount will be provided.

Q: If the insured person passes away after reaching the age of 65, but before claiming old-age pension benefits, how much survivor pension can be claimed?
A: The monthly benefit is calculated based on the formula: 19,761 x insured years of service × 1.3% x 50%.

Q: Is there a minimum guaranteed amount for the survivor pension?
A: If the calculated amount is less than the basic guaranteed amount of TWD 4,049, a monthly benefit of TWD 4,049 will be provided.

Q: If there are two eligible survivors, will the benefit amount be higher? How will the payments be distributed to each person?
A: If there are two or more eligible survivors, an additional 25% of the benefit will be granted for each additional person, up to a maximum of 50%. The payment may either be designated to one survivor for collection or distributed equally into each survivor’s account.

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